Norwalk CT Buyer's Guide
Are You Making This Critical Mistake?
This home buyers guide is nothing like you have seen before. It’s packed with insider tips and secrets that only the most experienced agents know. When you read this guide, you will have access to information that other home buyers don't. But here is the thing: Even with all of this valuable information at your fingertips, you could be making a mistake that will cause you to miss the home you are looking for.
Can I be honest with you? Searching for a home can be challenging. You can save yourself time and frustration, from missing opportunities for great homes, and from overpaying when you do find the home you have been looking for, with a proven process that has generated all of the 5 star Google and Zillow reviews that you have read about me. Call me today, it’s never too early.
c:203-952-7752
Table of Contents
- Neighborhoods
- Taxes
- Crime
- Economy Demographics & More
- Public Schools
- Private Schools
- Train Commute
- Driving Commute
- Air Travel
- Waterfront and Beaches
- What Area Makes Up Connecticut's Gold Coast?
- Looking for a Better Home For the Same Price Point?
- Norwalk CT Real Estate Market Report
- Create a Custom Market Report
- How to Avoid Wasting Time on Bad Homes
- Feedback
- About Charlie
Neighborhoods
Norwalk Neighborhood Map
Try the one click search below the neighborhood map to see all the homes that are available in the neighborhoods that you are interested in.
↓ One Click Searches Below ↓
Taxes
How are Taxes Calculated Norwalk?
The town assesses the value of each home and multiplies it 70%. This value is then multiplied by the mill rate. Norwalk's mill rate is near the median for the state, making the taxes relatively typical. The exact property tax amount for each home is included in the listing details on this site. If you are curious, you can look at the Mill Rates for all Fairfield County towns.
Crime
You will find that questions about "is this area safe" with your Realtor can be a sensitive subject due to the Fair Housing Laws imposed by the state. Because of the penalties, you will find that experienced agents avoid answering questions about crime in a specific neighborhood, but I have a better solution for you. Neighborhood Scout. will drill down to specific neighborhoods and give you the factual information you need, rather than one persons opinion. This is a far better solution considering how important crime information has been to our clients. You may also want to search the sex offender registry before purchasing. The map below represents the violent crime ratings for the Gold Coast area according to Neighborhood Scout and was last updated in January of 2022. Here are the Norwalk CT Crime Rates.
↓ One Click Crime Rates Below ↓
Economy, Demographics & More
A highly trusted source, The Connecticut Data Collaborative has put together information on the economy, demographics, labor force and fiscal indicators. If you are curious about his information you can access The Connecticut Data Collaborative's report for Norwalk here.
Public Schools
How Are the Schools in Norwalk?
There are many good websites for school information. I have found that they all basically say the same thing: Many of our towns rank high, and other towns rank much lower compared to the neighboring towns. To be frank, the website that is the most user-friendly to you is the one you should use. Many of our clients use greatschools.org, below are links to their ratings of the Norwalk school system.
↓ One Click School Ratings Below ↓
Norwalk Public School Website
If you are looking to learn more about Norwalk Public Schools, here is the link for the Norwalk School website.
Note: The Norwalk elementary, middle, and high school your child will attend varies depending on your address. To find the school district a certain home belongs to, use the Norwalk CT School Lookup Feature.
Private Schools
For private schools, most of our clients use greatschools.org for their research. Here is the link for Norwalk.
Train Commute
Norwalk Train Stations Overview
Are you a daily commuter? If so, I am going to guess that keeping your commute as short as possible is important. The links below show the homes nearby the four train stations in Norwalk: Rowayton, South Norwalk, East Norwalk, and Merritt 7. Use our one click searches to find a home nearby one of these stations.
↓ One Click Searches Below ↓
Driving Commute
If you plan on commuting to work by car then you probably want to know exactly how long it will take. Luckily there is a feature in Google Maps that can estimate your commute time. To find out how long it will take, do the following:
1. Go to Google Maps.
2. Click Directions
3. Enter the address of the home you are considering for the starting point, and your work address for the destination.
4. Click the "Leave Now" drop down and select "Arrive By", then input the time you need to arrive at work by.
5. This will give you an estimation of your commute time from the home you are considering.
Air Travel
Whether you have to travel for work or play, the closer you live to the airport means the less stressful those inevitable travel days have to be. Below are rough estimates for the commute times you can expect to the major airports in the greater New York area.
*Commute times are calculated using Google maps, and do not account for traffic.
John F. Kennedy Airport - 65 Minutes
LaGuardia Airport - 55 Minutes
Westchester County Airport - 30 Minutes
Waterfront and Beaches
Finding information and aerial views of our spectacular waterfront real estate can be a futile process. The video below will make it easier. I'll show you the impossible to obtain views, the spectacular homes, and amenities nearby (think beach clubs, parks, etc) so you can make an educated decision.
↓ One Click Waterfront Home Search Below ↓
What Area Makes Up Connecticut’s Gold Coast?
Connecticut's Gold Coast is a subset of Fairfield County. It’s the area in Connecticut where the overwhelming majority of high end and luxury home sales occur.
The map below will give you a visual representation.
Looking For a Better Home For The Same Price Point?
Are you having a hard time finding something special in Norwalk? The guides below will help you. Each button will bring you to a price specific video guide and article covering the entire Gold Coast. You will learn exactly how much home you can get in each of the other towns.
↓ One Click Guides Below ↓
Norwalk CT Real Estate Market Report
Are you curious about what's going on in the Norwalk Real Estate Market? In my latest quarterly Market Report Video, I will give you my "boots on the ground" evaluation. You can also review all of the Norwalk Real Estate Market Graphs or research another Gold Coast town.
↓ One Click Market Report Below ↓
Create a Custom Market Report
If you want to understand how quickly good homes are selling, and how much under or over asking they are going for, there is no better way than to create a custom market report on our site. Don't forget to save your market report for monthly updates.
How to Avoid Wasting Time on Bad Homes
Before the Showing
1. Head over to Google Maps, enter the address and do a satellite view. Look out for things like railroad tracks, cemeteries, water towers, high tension wires, highways and proximity to industrial areas. That home that looks like a great deal might turn out to be a dud. Also, be sure to use Google to check the time to the train station and/or other important town amenities.
2. While you are there, do a street view and walk the neighborhood. Keep in mind that it takes Google several years to get back to some neighborhoods, so that neighbor with the yellow house...Well, it might not be yellow anymore.
3. Put the home's address into Google, and search several pages in. The first few pages are likely to be filled up with real estate agency listings, so you will need to dig deeper to find out if there is any news on the home.
4. Head over to the Sex Offender Registry and Neighborhood Scout if you are concerned about crime.
5. If you are able to do a drive-by, I would recommend it.
Making an Offer
Making the offer is the beginning of the negotiation strategy. Therefore, applying a standard process wouldn't be prudent. The markets are different at the various price ranges and property types. Not all agents operate the same way. The sellers have different personalities. There may be intense competition, or none at all. The terms required may not be suitable for both parties. The variables are seemingly endless. Obviously, you need someone with experience to guide you through the process, and that's why you would choose me as your agent.
To give you a general understanding, here is a high level overview...
- We submit the offer in writing along with a pre-approval letter from your preferred lender or proof of funds (bank statements) if the transaction will be cash.
- You will likely also review and sign a property disclosure, which is filled out by the seller and states what they know about the condition of the property. There also may be a few other documents like a list of items that are included in the transaction. All of these documents make up the offer package.
- Once you and the seller agree to price and terms, a 1% deposit may be required. You will then have a specified period of time to complete your inspections. Typically, while the inspections are being completed, the contract for the sale of the property is being written up. Once this is completed, and the inspection doesn't reveal any major deficiencies, both parties sign the contract, the full deposit is delivered, and the property is secured.
- If financing is involved, the mortgage process typically takes another 5-6 weeks. The total time from offer acceptance to closing is typically 60 days, but can be sooner or longer depending terms agreed to.
When you work with me, you can trust that we have a highly detailed checklist and will guide you through the entire process, step by step, and give you recommended best approaches every step of the way.
I look forward to hearing from you,
c:203-952-7752
Feedback
You can probably tell that this guide is a labor of love. My administrative team and I have been improving it since 2008, but we aren't done yet. Tell me how we can make it better and I will send you a $5 Starbucks gift card or make an equivalent donation in your name.
About Charlie
Considering working with me? My about me page will get you started.
Also, Top Agent, a premier real estate publication, honored me with the cover page of their July 2022 issue. I am humbled to be deemed an area specialist and one of the top realtors in New England.
Thanks to my administrative team, I could not have done it without you.