Gold Coast Buyer Advice
My goal is to help you find a great home and make sure you don't miss out on anything or pay too much for it, and the next three months are going to be the best window in years.
I know what you're thinking. There's nothing for sale. And you're right. But the buyers have left even faster than the listings. Nearly everyone misses that detail. Plus, all the inventory isn't visible online this time of year.
Here's why the deals happen now, what I'm seeing in my own negotiations this fall, and exactly what to do over the next few months if you want to find a great value.
I'm Charlie Vinci, a realtor who focuses primarily on the high end areas of Connecticut's Gold Coast. I went back through every single-family sale since 2016 and lined up what buyers paid against when they signed. The numbers here cover single-family homes over $2 million in Greenwich, Darien, New Canaan and Westport combined, with market data through October 2026.
What Every Year Since 2016 Shows
Here's what jumped out. Homes that close in January and February mostly went under contract in November, December and January. And every single year since 2016, those winter buyers paid less, compared with the original asking price, than the buyers who signed in the spring and summer. Every single year.
This year the winter buyers paid right around asking. The summer buyers paid about six percent over it.
The same buyer, with the same budget, gets a better deal just by signing at a different time of year.
I want to be honest about that number. Part of that gap comes from homes that sat all summer and already cut their price. And those are exactly the homes I want you looking at right now.
Second. In May, about a hundred homes over two million went under contract in Greenwich, Darien, New Canaan and Westport. In October, fewer than sixty did, with about the same number for sale. There are still more buyers than great houses, and the best ones still get multiple offers. But everything else is sitting longer. Which means the sellers who've been waiting since summer are a lot more willing to talk.
What I'm Seeing Right Now
Darien is by far the hottest Gold Coast market. In late October I secured a home that was listed this summer for at least 10% less than it would have sold for in the previous spring. Confirmed by two appraisers. Plus, we got more favorable terms. In May they wouldn't have given us the time of day.
The sellers who are still on the market in November usually have a reason. They've already bought somewhere else. They're relocating for work. They're settling an estate. They want it done before the new year, not dragged into another spring.
The Cost of Getting It Wrong
Every year I have buyers who push their purchase out until the spring. And every year they pay more than they would have between November and January.
Let someone else be the one who overpays in June.
I don't want that to be you.
What to Do Instead
Here's what I'd do over the next few weeks.
Step One
Go back through the homes that have been sitting
Anything that's been on the market since the summer, anything with a price cut, anything that's vacant. Those are the sellers who are most ready to talk, and they're the ones driving that winter gap.
Step Two
Ask about the homes that aren't on the market yet
A lot of owners are getting ready to list in the spring right now. Some of them would rather sell quietly this winter than go through a full spring launch. You won't find those online. They come from conversations with other brokers, talking with sellers and responses to our marketing. It's something I do every day.
Step Three
Negotiate the move, not just the price
If you're relocating and you'd rather move in the summer, you can still buy now. A longer closing, or a rent-back to a seller who needs time, can get you the winter price and the summer move. Look for sellers who've already bought somewhere else. They usually care more about certainty than squeezing out the last dollar.
And whatever you do, be ready to pull the trigger before you start. In the winter, the buyer who can move in a week is the one who gets the call back.
Who This Doesn't Apply To
This isn't for everyone. If you need one specific street, or the water, or a property type where only a handful of homes ever come up, the right house might not be on the market until spring, and you should wait for it. And if you're not ready to make a decision in the next ninety days, none of this matters yet. Start watching, and we'll talk when you're closer.
The Best Deal of the Year Is the One You Sign Before February
For most buyers at the high end, over about 2 million or so, the best deal of the year is the one you sign between now and the end of January.
If you're thinking about buying, my goal is to help you find a great home and make sure you don't miss out on anything or pay too much for it, and we should get started today. That gives us time to go through what's been sitting, and what's coming, while the other buyers are on the sidelines waiting for more homes.
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